Step-Up SIP Calculator
Your maturity amount will be ₹84,35,816
| Year | Yearly Investment (A) | Cumulative total Investment (B) | Cumulative total return (C) | Growth (C/B) |
|---|---|---|---|---|
| 1 | ₹3,00,000 | ₹3,00,000 | ₹3,20,233 | 1.1 |
| 2 | ₹3,30,000 | ₹6,30,000 | ₹7,13,103 | 1.1 |
| 3 | ₹3,63,000 | ₹9,93,000 | ₹11,91,025 | 1.2 |
| 4 | ₹3,99,300 | ₹13,92,300 | ₹17,68,307 | 1.3 |
| 5 | ₹4,39,230 | ₹18,31,530 | ₹24,61,426 | 1.3 |
| 6 | ₹4,83,153 | ₹23,14,683 | ₹32,89,335 | 1.4 |
| 7 | ₹5,31,468 | ₹28,46,151 | ₹42,73,818 | 1.5 |
| 8 | ₹5,84,615 | ₹34,30,766 | ₹54,39,889 | 1.6 |
| 9 | ₹6,43,077 | ₹40,73,843 | ₹68,16,251 | 1.7 |
| 10 | ₹7,07,384 | ₹47,81,227 | ₹84,35,816 | 1.8 |
Learn more about Step-Up SIP Calculator
The Step-Up SIP Calculator is designed to help you estimate the future value of your SIP investments when you increase your contribution periodically. This feature is particularly useful for individuals who expect their income to grow and want to increase their investments proportionally. By stepping up your SIPs, you can accelerate wealth creation and maximize the impact of compounding over time.
You provide your initial monthly contribution, the rate of increase (step-up percentage), the expected rate of return, and the duration of your investment. The calculator computes how increasing your SIP contributions at regular intervals affects your overall investment and shows the compounded final value of your SIP at the end of the period.
Suppose you start with ₹3,000 per month and increase your SIP by 10% each year for 5 years at an annual return rate of 12%. The calculator will show that your final corpus will be around ₹2.24 lakhs, demonstrating the power of increasing contributions to grow your wealth more effectively.