SIP Lumpsum Return Calculator
Your maturity amount will be ₹24,01,037
| Year | Yearly Investment (A) | Cumulative total Investment (B) | Cumulative total return (C) | Growth (C/B) |
|---|---|---|---|---|
| 1 | ₹1,45,000 | ₹1,45,000 | ₹1,56,093 | 1.1 |
| 2 | ₹1,20,000 | ₹2,65,000 | ₹3,03,792 | 1.1 |
| 3 | ₹1,20,000 | ₹3,85,000 | ₹4,70,200 | 1.2 |
| 4 | ₹1,20,000 | ₹5,05,000 | ₹6,57,686 | 1.3 |
| 5 | ₹1,20,000 | ₹6,25,000 | ₹8,68,922 | 1.4 |
| 6 | ₹1,20,000 | ₹7,45,000 | ₹11,06,916 | 1.5 |
| 7 | ₹1,20,000 | ₹8,65,000 | ₹13,75,057 | 1.6 |
| 8 | ₹1,20,000 | ₹9,85,000 | ₹16,77,165 | 1.7 |
| 9 | ₹1,20,000 | ₹11,05,000 | ₹20,17,542 | 1.8 |
| 10 | ₹1,20,000 | ₹12,25,000 | ₹24,01,037 | 2 |
Learn more about SIP Lumpsum Return Calculator
The SIP Lumpsum Return Calculator helps you estimate the future value of your SIP contributions combined with a one-time lumpsum investment. This is ideal for individuals who wish to invest a large sum initially but continue adding to it through regular SIPs.
You enter the initial lumpsum amount, your monthly SIP contribution, the expected rate of return, and the investment duration. The calculator then applies the compounding formula to both the initial lumpsum and the recurring SIP contributions to estimate how much your overall investment will grow over time.
If you invest ₹50,000 as a lumpsum and ₹5,000 monthly for 5 years at an annual return rate of 12%, the calculator will show that your combined investment would grow to approximately ₹5.13 lakhs, with compounding enhancing both the initial and regular contributions.